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  • ( ) Pain relief for mortgage flare-ups

    Lenders, foreclosure-prevention groups and the government are all working to ease the shock of upcoming subprime adjustable rate mortgage resets. But the recent plunge in interest rates will also help consumers. Even so, it won't be enough to save many at-risk ARM borrowers.

    The Federal Reserve cut the Fed fund rate three-quarters of a percentage point on Tuesday, rallying the stock market and cheering the housing industry.

    On January 17, mortgage interest rates stood at 5.69 percent for a 30-year fixed rate, their lowest level since June 2005, according to Freddie Mac's weekly mortgage rate survey. Rates dropped another tenth of a percent by Wednesday, according to Bankrate.com.

    . More>>

  • ( ) Mortgage Recording Firm Accused of Illegal Shortcuts to Speed Foreclosures

    As the economy continues to suffer from fall-out from subprime mortgage foreclosures, Mortgage Electronic Registration Systems, Inc. (MERS) is accused of skipping legally required steps to remove people from their homes in Minnesota. Today a group of Hennepin County homeowners with subprime mortgages filed a class action lawsuit to stop illegal foreclosures by MERS, a Virginia-based company.

    The suit alleges that MERS, which handles 40% of the foreclosures in the seven-county metropolitan area, violates Minnesota law by expediting foreclosures without following mandatory procedures. Some states require mortgage lenders to file a lawsuit before they can foreclose. In Minnesota, lenders have an alternative that is often called foreclosure by advertisement because it allows a party to foreclose after publishing a notice of foreclosure in the newspaper. More>>

  • ( ) CareerOne.com.au Resource Centre

    Find expert advice on job hunting, including cover letter and resume writing, interview techniques, priming referees, how to write a resignation letter and more. This section spans information on first time employees, career changes, mums returning to work, mature age workers, tips for grads and temping.

    How to build a Resume The advice is clear, keep it simple. Outline your experience, education and key achievements then list your referees. Click here for sample resumes.

    Interview Advice Your resume has landed you a job interview and now you must make the most of a "face-to-face" meeting to land the role. Click here for interview tips & advice.

    Priming referees You should always let your referees know when you are going for a new job. Not only is it courteous to do so, but it also gives you an opportunity to prime your referee about the job you are going for. More>>

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